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  • WV Virtual Mortgage

    Whether purchasing, refinancing, or you just need sound advice from a Trusted Mortgage Advisor, we are ready to serve our clients and partners virtually. We are equipped with the tools to close a loan from anywhere!   Simple Mortgage - Submit... Read More

  • The Fed Rate Cut and Mortgage Rates

    The federal reserve announced a rate cut and here’s what that means: Fed cutting rates is a short term overnight bank to bank lending rate which DOES NOT have a direct impact on mortgages. This cut will lower rates on credit cards, home equity... Read More

  • Equity Gain Growing in Nearly Every State

    Rising home prices have been in the news a lot lately, and much of the focus is on whether they’re accelerating too quickly and how sustainable the growth in prices really is. One of the often-overlooked benefits of rising prices, however, is... Read More

  • How Your Tax Refund Can Move You Towards Homeownership This Year

    If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment? Homeownership may be one step closer than you think if you spend your dollars wisely this year. Based on data released by... Read More

  • The Overlooked Financial Advantages of Homeownership

    There are many clear financial benefits to owning a home: increasing equity, building net worth, growing appreciation, and more. If you’re a renter, it’s never too early to make a plan for how homeownership can propel you toward a... Read More

  • How Trusted Professionals Make Homebuying Easier to Understand

    In the spring, many excited buyers get ready to enter the housing market. Others continue dreaming about the homes they’d like to buy. The truth is, many potential buyers continue to dream longer than they need to, simply because they’re... Read More

  • Homeownership Rate on the Rise to a 6-Year High

    Regardless of the lack of inventory on the market, the U.S. homeownership rate has climbed to a 6-year high. The United States Census Bureau reported that it increased to 65.1% in the fourth quarter of 2019, representing the highest level in the... Read More

  • How Much Home Can You Afford?

    Owning a home is a major accomplishment that can take careful planning. The first step in realizing this dream is to have a strong financial understanding of what it takes to be a homeowner. With some changes, you can be well on your way to saving... Read More

  • First-Time Buyers Are Searching for Existing Homes This Year

    In the latest Housing Trends Report, the National Association of Home Builders (NAHB) measured the share of adults planning to buy a home over the next 12 months. The report indicates the percentage of all buyers that will be first-time buyers... Read More

  • Make the Dream of Homeownership a Realty in 2020

    1963, Martin Luther King, Jr. led and inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his... Read More

  • The 2020 Real Estate Projections That May Surprise You

    This will be an interesting year for residential real estate. With a presidential election taking place this fall and talk of a possible recession occurring before the end of the year, predicting what will happen in the 2020 U.S. housing market can... Read More

  • 3 Benefits to Buying Your Dream Home This Year

    Outside of a strong economy, low unemployment, and higher wages, there are three more great reasons why you may want to consider buying your dream home this year instead of waiting. 1. Buying a Home is a Great Investment Several reports indicate... Read More

  • Expert Insights on the 2020 Housing Market

    When closing out another year, it’s normal to wonder what’s ahead for the housing market. Though there will be future inventory issues, we expect interest rates to stay low and appreciation to continue. Here’s what three experts... Read More

  • A 365 Day Difference in Homeownership

    Over the past year, mortgage rates have fallen more than a full percentage point. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of... Read More

  • Conforming Conventional and FHA Loan Limits Increase for 2020

    The Federal Housing Finance Agency (FHFA) and The Federal Housing Administration (FHA) have announced the loan limits for Conventional Conforming and FHA loans have been increased for 2020. FHFA announced the baseline conventional conforming loan... Read More